Loan Against Property – The Smart Choice for MSMEs
At Falcon Trading Private Limited, we help you unlock the hidden potential of your property with our Loan Against Property (LAP) solutions. Whether you own residential, commercial, or special-use property, you can leverage it as collateral to access substantial funding—without selling your valuable assets.
From expanding operations and boosting working capital to investing in partnerships or pursuing strategic growth, our LAP offering is designed to fuel your ambitions.
Why Choose Falcon LAP?
Our LAP offering is designed to fuel your ambitions.
Attractive Rates
Interest starting from 20% per month*
High Loan-to-Value Ratios
Maximize the funding against your property’s worth
Simple Process
Quick approvals with minimal documentation
Flexibility
Available for both salaried individuals and business owners
Documents Required
KYC
Financial Records
Property Documents
KYC Documents of all promoters and owners
Last 12 months’ GST returns & bank statements (for income-based programs)
Property Documents for mortgage purposes
Eligibility Criteria
Age
20 – 50 years
Business Vintage
Minimum 3 years of operations
Credit Score (CIBIL)
700+ recommended
Interest Rate & Charges
Interest Rate:
13.5%* p.a. onwards (reducing balance)
Loan Amount:
₹10 Lakh – ₹5 Crore
Processing Fee:
Up to 4%
Tenure:
12 – 144 months
Stamp Duty:
As per state regulations
Other Charges:
Activation charges, asset mortgage charges, and insurance protection charges as applicable.